Decentralization, Assets and Privacy in the Twenty-First Digital Century

The digital age is transforming how we live, work, and govern. Advances in semiconductors have fueled breakthroughs in artificial intelligence, the Internet of Things, and blockchain, changing the way economies and societies function. These technologies bring opportunities but also raise big challenges for privacy, security, and financial stability. Centralized tech giants compete with decentralized finance and central bank digital currencies, reshaping money and power on a global scale. Cryptography plays a crucial role, not just for personal security but also in geopolitics. To keep pace, new international rules may be needed—a kind of “Digital Bretton Woods” redux—to protect privacy, support innovation, and ensure again social welfare in this digital century.

Read the full report by Andreas Veneris here.